According to research by Frank RG has shown, in the previous month of the year, the total quantity of loans issued by Russian banks to individuals reached a record level of 1.38 trillion rubles. Compared to the previous month, it increased by 10%, and its growth over twelve months amounted to 16.4%. The total volume of such loans for the entire 2021 amounted to 14.1 trillion rubles, an increase of 33.5% over the year. The largest proportion in the entire indicator was the mortgage loans share, which amounted to 654.5 billion rubles. In total, 193.4 thousand mortgage agreements were executed in December, which is 23.1% higher than the indicator of the previous month. At the same time, the amount of cash loans approved by banks amounted to approximately 2 million for the amount of 575.3 billion rubles. Compared to the former month, the indicator decreased by 5%. The number of loans issued for the purchase of vehicles also reached a historical maximum in December, amounting to 76.1 thousand for a total of 101.2 billion rubles. Compared to the previous month, their volume increased by 9.3%.